Pros·per·i·ty :

the condition of being successful or thriving; especially: economic well-being.

Herr Capital Management is dedicated to helping you achieve your own definition of "Prosperity".  We offer innovative, practical unbiased financial advice and services to help you improve your quality of life.  We believe our first responsibility is to assure the integrity of your financial position within the context of your personal and family values.  We will guide you through the complex financial and emotional decisions to help you to:

  • Create and Grow Wealth;
  • Protect and Preserve Wealth;
  • Plan for the distribution of wealth during life in the most tax advantaged way. (retirement income distribution)

Plan for the distribution of wealth after death in the most tax advantage way. (estate planning/wealth transfer) 

 Dedicated to helping you achieve prosperity.

 

 

 

Prosperity Path Wealth Solution™

The Prosperity Path Wealth Solution

a comprehensive financial planning process.(Video 2 min.)

 Client Login: "Prosperity Path™"

 

 

Financial Planning - Helping you see the big picture

Learn about the value of financial planning.    (FLASH VIDEO - 3 Min.)

 

 
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Lease Payment

How much would your monthly lease payment be?

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Car Affordability

How much can you afford to pay for a car?

More Calculators →

Newsletters

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Making Money Market Funds Work for You

Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

Another Economic Stimulus

Temporary incentives could affect businesses of all sizes. Although Congress was unable to tackle the controversial issue of future income tax rates before the 2010 midterms, it quietly passed a little-noticed tax package, the Small Business Jobs Act of 2009 (H.R. 5297), that may benefit small businesses and even individual taxpayers.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

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