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*Complimentary for AT&T employees.
"ASK THE EXPERT" Workshops ATT
Please call us for Dates and Locations of upcoming workshops or to schedule a meeting with one of our advisors. Complimentary* Retirement CASETM Analysis
We have considerable knowledge that can help you decipher your retirement options. Our Retirement CASE™ analysis will help you:
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Learn about the factors that influence your financial future
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Use historical data to analyze your goals and help deliver the historical probability of meeting them
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Determine if you should take a Lump Sum or Monthly Annuity
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Analyze the impact of cash flow decisions.
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Analyze the impact of different portfolio decisions.
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Analyze the pension options to help you choose between a lump-sum or pension payments
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Create a written and disciplined investment process designed around your needs.
To receive your complimentary* CASE™ analysis complete the questionaire and fax it to us at 312-697-1605.
If you have additional questions please call us at 312-697-1600.
*Complimentary for AT&T employees only. Not an AT&T employee/retiree, call us for details
Employees Say They Need Help
Welcome to Herr Capital Management, the retirement income distribution specialists. We recently conducted a survey of employees from major corporations in the Chicago metropolitan area. Our conclusion is that many employees lack the information, education and training to fully understand the retirement plan options offered by their company.
Here are just some of the results of our December 2005 survey:
| 42% |
Indicated they need help understanding contribution limits |
| 34% |
Indicated they do not understand asset allocation and investment strategies |
| 45% |
Indicated they do not understand IRA and pension plan distribution rules |
| 50% |
Indicated they do not understand IRA rollover options |
| 58% |
Do not understand their estate plan or their estate planning options |
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Over 75%
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Have an active interest in educational seminars designed around their pension plan
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Survey conducted by Herr Capital Management, Copyright 2005©
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Useful Links to Retirement Resources:
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INTEREST RATE TABLE from the IRS
ATT/SBC - Net Benefits Site
Access.att.com for employees and retirees to access AT&T news and benefits
ATT Non-Management IBEW Local 21
Catapillar - Your Benefits Site
Accenture - Your Benefits Site
BP -LifeBenefits Site
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