Retirement Income Center

 

Workshops

Links to Benefit Sites

Retirement Income Analysis CASETM (BROCHURE)

Reference Articles

Frequently Asked Questions
What to do with your 401(K)(PDF)

 Calculators

 

 

The Social Security Fix-It Book

The Social Security Fix-it Book was created by the Center for Retirement Research at Boston College.  Social Security faces a serious problem and this book is a short 52 page guide to the social security program, the financial challenges and some of the leading solutions to eliminate the social security deficit.  This is a must read for all age groups. 

(Click here to download the book free)

© 2007, by Trustees of Boston College, Center for Retirement Research. All rights reserved.  Link used  with permission. 


 "ASK THE EXPERT"  Workshops ATT

We offer a series of complimentary web-based and small group education workshops designed to help you understand many of the issues you face as you enter retirement.  Choose from any of the 6 workshops or participate in all 6.  There is no cost or obligation.

"ASK THE EXPERT" SCHEDULE

Please call us at 312-697-1600 for dates and locations of upcoming live workshops or to schedule a small group luncheon or individual meeting with one of our advisors.

  Retirement CASETM  Analysis    ( Download Brochure)

We  have considerable knowledge that can help you decipher your retirement options.  Our Retirement CASE™  analysis will  help you:

  • Learn about the factors that influence your financial future

  • Use historical data to analyze your goals and help deliver the historical probability of meeting them

  • Determine if you should take a Lump Sum or Monthly Annuity

  • Analyze the impact of cash flow decisions.

  • Analyze the impact of different portfolio decisions.

  • Analyze the pension options to help you choose between a lump-sum or pension payments

  • Create a written and disciplined investment process designed around your needs.

To receive your  CASE™ analysis complete the questionnaire and fax it to us at 312-697-1605. 

If you have additional questions please call us at  312-697-1600.  

Employees Say They Need Help

Welcome to Herr Capital Management, the retirement income distribution specialists.  We recently conducted a survey of employees from major corporations in the Chicago metropolitan area.  Our conclusion is that many employees lack the information, education and training to fully understand the retirement plan options offered by their company. 

Here are just some of the results of our December 2005 survey:

42%  Indicated they need help understanding contribution limits
34% Indicated they do not understand asset allocation and investment strategies
45% Indicated they do not understand IRA and pension plan distribution rules
50% Indicated they do not understand IRA rollover options
58% Do not understand their estate plan or their estate planning options

Over 75%

Have an active interest in educational seminars designed around their pension plan

 Survey conducted by Herr Capital Management, Copyright 2005©  


Useful Links to Retirement Resources:

 INTEREST RATE TABLE  from the IRS

ATT/SBC - Net Benefits Site

Access.att.com for employees and retirees to access AT&T news and benefits

ATT Non-Management IBEW Local 21

Catapillar - Your Benefits Site

Accenture - Your Benefits Site

BP -LifeBenefits Site