Why Start Your New Year Resolution in March?

According to Art Markman, PhD and a professor at the University of Texas, “The fundamental problem with New Year’s resolutions is that we use the holidays as a period of reflection, but we don’t have time to plan effectively for how to actually achieve our goals. So around New Year’s Day we energize ourselves to be different in the year to come, but without a path to get there.” He suggest you separate the timing of your resolution from the implementation of them. According to Markman, we should take eight weeks to plan the details of implementing your behavior change and implement the plan on March 4th. It’s March 4th and time to implement. How well do you understand personal finance? Th

Buried Under Paperwork

Maintaining Your Financial Records: The Importance of Being Organized An important part of managing your personal finances is keeping your financial records organized. Whether it's a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need to locate a financial record or document--and you'll need to locate it relatively quickly. By taking the time to clear out and organize your financial records, you'll be able to find what you need exactly when you need it. What should you keep? If you tend to keep stuff because you "might need it someday," your desk or home office is probably overflowing with nonessential documents. One

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