You've worked hard for everything you have. Having the right kind of insurance is a critical component to any financial plan. if you buy a car or a house, you are required to buy insurance. It protects you and others and it allows you to take risk you would not otherwise take.
Insurance protects us, our families as well as from others. Having an appropriate insurance a/k/a risk management plan can help make you more financially secure and alleviate our anxiety about any negative experiences. Most importantly it is real protection for your, your family or your business from events that could be financially catastrophic.