• Melissa N. Osika, MBA

Wealth360 Updates for YOU

Wealth360 Updates

We wanted to reach out to bring you up to speed on a topic that's been generating a lot of interest in the financial services space: data aggregation.

As you know, the security of your data is our top priority. And as part of our commitment to ensuring your information is protected in today's changing security landscape, we're planning make a few gradual changes to your Personal Financial Website over time.

Here's what you need to know:

  • The Connections on your Personal Financial Website currently aggregate your data in two ways – either via APIs or a method known as "screen scraping."

  • Our industry has identified that API-based aggregation is the most effective and secure because it gives you greater control of your financial account data.

  • Though our technology safely screen scrapes your information today, we plan to fully transition to API-based aggregation in the future.

  • You will likely eventually be required to allow your P ersonal Financial Website to access your data directly from your financial institution, rather than sharing log-in credentials.

  • This transition means no more broken Connections, ultimately enhancing your experience.

Check out our Guide to Data Aggregation for more information.

While nothing is changing immediately, we wanted to make sure you were aware in advance to ensure you're prepared to make a few small changes in the future.

More to come on this in the coming months. Give us a call if you have any questions in the meantime.

Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. Herr Capital Management does not provide tax advice and this content should not be regarded as individual tax advice. Any links contained are to external websites we believe to be reliable. Herr Capital Management is not responsible for any content or information contained on external websites. Securities offered through American Portfolios Financial Services, Inc.(APFS) Member FINRA /SIPC. Investment Advisory Services offered through Herr Capital Management LLC a Registered Investment Advisor which is not affiliated with APFS. APFS.


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Securities offered through American Portfolios Financial Services, Inc. Member FINRA/SIPC.  Investment advisory services offered through Herr Capital Management, LLC, a registered investment advisor independent of American Portfolios Financial Services, Inc.