We want to help you make smart financial decisions that work for you. We assist you in all areas of financial planning, investments, risk management & insurance, tax planning, retirement & income planning, education savings and estate planning. We also assist employers with employer sponsored retirement plans, succession planning and key person planning.
When you become a client you become part of the Herr Capital Family. And we are passionate about helping our family! We are available almost 24/7 ~ when an emergency or question arises. Every client is given our personal mobile phone numbers. We promise to respond to you within 48 hours, but usually we'll get back to you much faster.
Please click the topics below for more details on our most commons services.
Successful investing requires time, discipline and a strategy based on intellectual honesty.
We develop our portfolios using a dynamic approach. First you need to define your goals. Each goal will likely require a different portfolio, risk profile and/or approach. Saving and investing for retirement will often look different than generating income for retirement. Saving for education will often require a different approach than a new home or other large purchase.
*Costs: Fees are based on total assets under our management:
$0 to $49,999 2.00%
$50,000 to $149,999 1.75%
$150,000 to $499,999 1.55%
$500,000 to $999,999 1.20%
$1 Million to $1,999,999 1.00%
$2 Million to $4,999,999 0.90% $5 Million + negotiable
*Minimum fee is $850/year($70.83/month)
Comprehensive financial planning and Wealth Management is a high level service that combines financial and investment advice, education planning, tax planning, retirement planning and estate planning.
Rather than trying to integrate "pieces" of you financial live, we take a holistic approach. We act as your primary advisor and we will help coordinate the advice from your attorney, accountants and other professional advisors so that every aspect of your plan is integrated.
We work as a team. We are consultative and meet with you without any presuppostion about what financial products or services are appropriate. Our overriding objective is to understand you and find out what's important and why. We then bring the appropriate experts, products and services.
In short, our job is to get to know you and then help you achieve your goals in a way the works for you.
*Costs vary depending upon complexity and time spent. Minimum $2,500.
PROJECT BASED PLANNING
Sometimes you just need a help with a specific goal or would like some guidance so you can move forward on your own. Whether it's to get confirmation that you are doing the right things or have a specific question, we're always happy to help you when you are at a crossroad.
You can engage us on a short-term basis then run with our ideas. This is an hourly rate engagement and you decide when and how to work with us.
Some common projects include:
Pension Maximization strategy
Social Security claiming strategy
2nd opinion on investment
Major purchase strategy
Retirement Income plans
Retirement accumulation strategy
Beneficiary claim strategy
*Cost: $225/hour (advisor)
*Please review Herr Capital Management, LLC Form ADV Part II for complete cost details as well as other important disclosures regarding our services. Investment management fees are tiered.